总之，过去的一年中，消费者受到房屋贬值，退休金缩水和家庭财产减少的三重夹击。

Overall, consumers are beleaguered by the loss in home values, retirement savings and household wealth over the past year.

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1994年，英国管理咨询公司SustainAbility 的创始人John Elkington（约翰•金顿）首次提出了“三重底线”一词。

The phrase “the triple bottom line” was first coined in 1994 by John Elkington, the founder of a British consultancy called SustainAbility.

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从2011年开始，国家养老金就受到“三重保护”，保证养老金随物价、收益上涨或者二者之中最高者的2.5%的利率上涨。

Since 2011 their state pensions have been protected by the "triple lock", which ensures they rise along with prices, earnings or 2.5%, whichever is higher.

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