超过保险价值的，超过部分无效。

Exceed insured value of, overage null and void.

youdao

因为保费必须要超过保险公司的成本，因此，尽管寿险很好，人们也需要它，但是真正要说服人们购买，却是很困难的。

They have to pay — the premium has to cover the costs, so it was tough to get someone to buy life insurance even though they really needed it — it was such a good idea for them.

youdao

如今，超过八分之一的50多岁老人正在享受某种形式的联邦伤残保险计划。

More than one in eight people in their late 50s is now on some form of federal disability insurance program.

youdao

They have to pay--the premium has to cover the costs, so it was tough to get someone to buy life insurance even though they really needed it--it was such a good idea for them.

因为保费必须要超过保险公司的成本,因此,尽管寿险很好,人们也需要它,但是真正要说服人们购买,却是很困难的

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