观察者总是迅速注意到执行部门对于权力的广泛主张，以及对于信息的保护，却拙于理解国会为什么没有加强其自有的监管工具。

Observers have been quick to examine how the executive branch has asserted broad powers and guarded information, but slow to understand why Congress has not strengthened its own oversight tools.

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450多家美国银行及抵押贷款机构已经歇业，另有416家被监管机构列在“陷于困境的金融机构”的观察名单上。

More than 450 US banks and mortgage lenders have gone out of business and a further 416 are on a regulatory watch list of troubled firms.

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但是，许多观察人士指出，由于触及到敏感的主权问题，彻底的监管方案仍在讨论中。

Many observers doubt that radical proposals are in the works, however, because of touchiness about sovereignty.

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