... employment of profit 有收益的受雇工作 encumbrance 产权负担 end investor 最终投资者 ...
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最终的投资者 ultimate investor
然而，仅有这一点，并不能保证最终投资者看到的都是高质量公司。
This alone, however, doesn't guaranteethat only high-quality companies make it through to investors.
最终投资者必须面对残酷的现实逻辑：资产的收益率越低，也就意味着可能的长期回报越低。
Eventually investors had to face an inexorable logic; the lower the yield on an asset to begin with, the lower the likely long-term return.
需要时日投资者才能最终得到较高的回报率。
It will take time for the higher rates to feed through to investors.
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