新利息下月生效。
有位新广告客户，机灵而逗人喜欢的意大利移民查尔斯·庞奇，正试图从上百万的人那里耙钱，承诺在45天内支付给投资者50%的利息。
A new client, a dapper and charming Italian immigrant named Charles Ponzi, was raking in millions on promises to pay investors 50 percent interest in 45 days.
如果没有新的信用卡消费，最小偿付额度至少总包含利息，费用和1%的未清余额附加费。
But for new credit card customers the minimum repayment will always cover at least interest, fees and charges plus 1pc of the outstanding balance.
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