那么，个人投资者是不是应该照此办理，把资金都压在床垫下面？
So should private investors follow suit and simply stuff their wads under the mattress?
最普遍的做法是设立“一站式”服务设施，旨在让投资者在一个地方办理全部手续。
The most common practice is setting up “one-stop” facilities, which aim at allowing investors to conduct all procedures in one place.
它们从银行购买房屋贷款抵押权，然后转而分售给投资者，并许诺一旦办理房屋抵押贷款的屋主不能按约还贷，投资者们将获得贷款抵押权收益。
They bought mortgages from Banks, resold them to investors and promised to make good on the loans if home owners defaulted on their mortgage.
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