房屋按揭贷款是指个人购买的房产具有房屋产权证、能在市场上流通交易的住房或商业用房时，自己支付一定比例首付款，其余部分以要购买的房产作为抵押，向合作机构申请的贷款。
房屋按揭贷款
双语例句原声例句
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好的，您想了解一下房屋按揭贷款，是吗？
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出人意料的是，调查结果显示居民房屋按揭贷款未受影响。
Surprisingly, the survey found that mortgage lending to households was unscathed.
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大多数人仅仅是偿还房屋按揭贷款，交纳法定的国家或者私人养老金(如果他们有的话)，再有存一些钱用于不时之需。
Most people just pay off their mortgage, make the mandatory contributions to their state or private pension (if they have one), and keep some money for short-run contingencies.
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Troubled banks then who have this the problem banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.
于是出于困境中的银行,现在银行的问题在于,他们持有自己买的,证券化按揭贷款,而房屋持有者却,对抵押借款拖欠。
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