好的,您想了解一下房屋按揭贷款,是吗?
出人意料的是,调查结果显示居民房屋按揭贷款未受影响。
Surprisingly, the survey found that mortgage lending to households was unscathed.
大多数人仅仅是偿还房屋按揭贷款,交纳法定的国家或者私人养老金(如果他们有的话),再有存一些钱用于不时之需。
Most people just pay off their mortgage, make the mandatory contributions to their state or private pension (if they have one), and keep some money for short-run contingencies.
在美国,他们已经跟物业管理公司签署协议,允许住户使用信用卡支付租金、按揭贷款、甚至是房屋的首付贷款。
In America they have signed deals with property-management companies to allow residents to use credit CARDS for rent, mortgage instalments and even the down-payment on a house.
按揭经纪人说对于信用不良者获得房屋贷款仍非常困难。
Mortgage brokers say it is still very hard for individuals with bad credit to get home loans.
个人就会在房屋按揭和信用卡上开始违约,倒闭的公司也不会再付贷款给银行。
Individuals started to default on their mortgage and other credit payments. Bankrupt companies stopped paying their loans to Banks.
五分之一的按揭贷款超过其所用来购买的房屋的价值。
One in five mortgages exceeds the value of the home it was used to purchase.
这反过来会导致更多产业主陷入负资产抵押,背负大大超过其房屋价值的按揭贷款。
That, in turn, leaves more homeowners deeper in negative equity, saddled with mortgages that vastly exceed the value of their homes.
于是出于困境中的银行,现在银行的问题在于,他们持有自己买的,证券化按揭贷款,而房屋持有者却,对抵押借款拖欠。
Troubled Banks then who have this the problem Banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.
随着债券利率和按揭利率双双下跌,购买房屋和再融资的抵押贷款申请数量出现增长。
As bond yields and mortgage rates have dropped, mortgage applications both to refinance and to buy homes have risen.
“联邦住房部”下周也将展开一项额外努力来帮助大量陷入困境的房屋主人为他们的可调按揭贷款再次提供借款。
The Federal Housing Administration will also begin an expanded effort next week to help a larger group of troubled homeowners refinance their adjustable mortgages.
我挣的钱足以应付每月600美金的房屋贷款按揭以及一家人的日常开销。
I generate enough income to handle our $600-a-month mortgage payments plus the usual expenses for a family like ours.
到目前为止,该计划已成功拯救了数十万住房按揭贷款人,但这一成绩在不断飙升的房屋止赎案例数量面前却显得微不足道。
So far, it’s managed a couple of hundred thousand mortgages, but that’s been dwarfed by the rising number of foreclosures.
在该计划下,即便过去12个月中有3个月没偿还按揭贷款,房屋主人仍有资格可获得资金支持。
Under the plan, homeowners would be eligible to refinance even if they have missed up to three monthly mortgage payments over the previous 12 months.
目前对房产的取得方式多种多样,尤其按揭贷款购置的房屋,其所有权状态更是复杂。
The present ways of obtaining estate is various, especially houses purchased by mortgage loan of which ownership is complicated.
加拿大人在获得按揭时,贷款额与抵押物价值比超过80%,同时还必须从名叫加拿大按揭房屋公司(CMHC)的一家联邦机构对其进行保险。
Canadians taking out mortgages with a loan-to-value ratio over 80% must also take out insurance on them from a federal agency called the Canada mortgage and Housing Corporation (CMHC).
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Can provide you with professional, safe house sale, lease, transfer, mortgage (commercial loans, provident fund), notary, free assessment, mortgage and other consumer loans business!
房屋营建商已经削减了施工量并且提供了巨大的折扣。但是这些努力已经被创纪录的按揭贷款拖欠、市场上更多的房屋抛售等因素抵消。
Builders have cut construction and offered heavy discounts. Such efforts have been offset by record mortgage defaults, dumping even more homes on the market.
房屋抵押贷款与按揭的区别?。
房屋抵押贷款与按揭的区别?。
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