委托贷款是指信托机构按委托人指定要求所发放的贷款。这种贷款的资金来源是特约信托存款,贷款的对象、数量和用途均由委托人决定,信托机构只负责办理贷款的审查发放、监督使用、到期收回和计收利息等事项,不负盈亏责任。信托机构只按契约规定收取一定的手续费。
... 长期投资减值准备 Long-term investments depreciationreserves 委托贷款 Entrust loans 本金 Principal ...
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... 委托贷款-利息Consignment loan - interest 委托贷款-减值准备Consignment loan - provision 固定资产-房屋建筑物Fixed assets - Buildings ...
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... 待处理固定资产损益Unsettled G/L on fixed assets 委托贷款-本金Consignment loan - principle 委托贷款-利息Consignment loan - interest ...
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中国的现行法律,银行和信托投资公司可以接受委托贷款。
China's current law, Banks and trust companies can be commissioned to accept the loan.
商业银行暴露于信托贷款和委托贷款的直接风险敞口非常有限。
Both trust and entrusted loans have limited direct-risk exposure to the commercial Banks.
在委托贷款中,只要不指定贷款对象,贷款的安全责任由受托人承担。
In the case of entrustment loan, the liability of security of loan should be undertaken by the trustee as long as the prospective borrower is not appointed.
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