央行今年第三次增加存款准备金率本周生效。
Banks are parking more of their deposits in reserve after the third increase this year to the reserve requirement ratio went into effect this week.
股价、房价都已下跌,消费者增加存款、降低消费,经济也随之低迷。
Now that share and house prices have dropped, consumers will increase their savings and reduce consumption, weighing the economy down.
消费者在减少债务并增加存款,使得财富与收入的比例接近历史的均值。
Consumers are reducing their debt and building savings, returning household wealth-to-income ratios near to longer-term historical norms.
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