穆迪的economy.com网站估计，迈阿密将有26%的房贷无法按期收回，或者将因收不回来而作为坏账被一笔勾销。
Moody's Economy.com estimates that 26% of mortgages in Miami are delinquent or are likely to be written off as bad debt that can not be collected.
第二项成本是有时当银行不能收回贷款时，他们会试图维持这项贷款，也即坏账损失。
The second is the losses they sometimes sustain when their loans don’t get paid back.
在冲销掉大部分的应收账款之后(在账本上把应收账款转记成不能收回的坏账)，他也停止了向那些欠款客户发货，而且开始实施尽可能地收取预付款的措施和不断更新客户的经营状况。
After writing off most of the balance, he stopped sending new shipments to customers who had a balance due and started getting more upfront payments and staying on top of customers.
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