商业贷款利率是银行发放企业贷款时收取的利率。例如，对企业发放贷款的利率。
公积金的贷款利率低于商业贷款利率。
PHF mortgage loans carry lower rates than commercial mortgages.
公积金贷款利率低于银行商业贷款利率。
Interest rates on public housing fund loans are lower than bank loans.
本条第一款所说的合理的借款利息，是指按不高于一般商业贷款利率计算的利息。
"Reasonable interest" mentioned in the first paragraph of this Article refers to interest computed at a rate not higher than normal commercial lending rates.
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