利率周期期限决策方法 Cyclical Maturity Determination Approach
这种先期利率周期经常持续大概6个月到1年之间。
This introductory rate period usually spans somewhere between 6 months and 1 year.
对小公司和企业家来说，另一项潜在意外收获是低利率周期的延续。
Another potential windfall for small businesses and entrepreneurs is the continuation of a low-interest rate cycle.
既然美国消费支出增长是廉价借贷成本（而非中产阶级收入增长）推动的，当利率周期变化时，这种增长就会难以为继。
Since rising US consumer spending is driven by cheap borrowing costs rather than growing middle class earnings, it is vulnerable to a turn in the interest rate cycle.
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