分析者说，最大的问题是高失业率，这会导致借贷需求减少以及银行不愿意放贷。
Analysts say the biggest problem is high unemployment, which weakens demand and makes banks reluctant to lend.
这足够让爱尔兰在借贷需求和支付债券收益上撑到明年。
That is enough to cover Ireland’s borrowing needs and bond redemptions well into next year.
尽管有财政支出的借贷需求，银行也不愿意放贷。
Even if there were a desire to borrow to finance spending, Banks might be unwilling to meet it.
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