这些公司收集个人所有信贷使用记录，包括账单支付，抵押贷款和信用卡。
The companies collect a history of all credit use by an individual, including payment of bills, mortgages, and credit CARDS.
在较大的少数民族社区内，已使用轮流信贷协会来筹集资金。
Within the larger ethnic community, rotating credit associations have been used to raise capital.
我们将继续介绍在第1部分使用的信贷审批示例。
We will continue with the credit approval example we used in Part 1.
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