债务人的违约行为给金融体系无疑是带来了一场浩劫，这一切主要都得归因于里根时代的放松管制，也就是放松了对风险收益比的评估。
These defaults in turn wreaked havoc with a financial system that — also mainly thanks to Reagan-era deregulation — took on too much risk with too little capital.
尽管如此，法律冲突法的总趋势却是适用合同主要业务的债务人现行所在地的国内法。
However, the general trend in conflicts of law is to apply the domestic law of the current residence of the debtor of the essential undertaking arising under the contract.
作为债务人可能违约的风险，信用风险已成为我国经济及金融系统中最主要的风险。
As debtor's default risk, credit risk has become the uppermost risk of the economic and financial system in our country.
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