个人资产业务，即个人信贷业务。主要指运用从负债业务筹集的资金，将资金的使用权在一定期限内有偿让渡给个人，并在贷款到期时收回资金本息以取得收益的业务。个人资产业务作为商业银行主要的收益来源，对商业银行的经营成果起着重要的作用。
个人信贷
网络释义专业释义
... personal credit agreement 私人信贷协议 personal credit 个人信贷 personal dividend income 个人股息收入 ...
基于154个网页-相关网页
短语
个人信贷公司 Sociedad de creditos personales ; [金融] personal finance company
个人信贷额 Personal Line of Credit
个人信贷安排 Loans & Overdrafts Arrangement
个人消费信贷 consumer credit ; Unit Six ; individual consumption loan ; individual consumer credit services
个人信贷储备 Personal Credit Reserve
个人信贷决策 Personal Credit Decision-making
大力推行个人助学信贷 Personal loans to finance education should be vigorously promoted
个人信用贷款 individual unsecured loan
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personal credit - 引用次数：67
This paper develops a personal credit evaluating model for the purpose of improving efficiency and accuracy of lending, and enhancing the asset quality and risk control ability.
构建个人信用评估模型，可以有效帮助银行提高个人授信效率和准确性，提高个人信贷产品质量和风险管控能力。
参考来源 - 基于数据挖掘技术的个人信用评估模型 （研究生论文）personal loan - 引用次数：19Therefore, the advanced study on risk management of personal loan is very meaningful for the bank.
因此,加强个人信贷业务风险管理的研究具有十分重要的现实意义。
参考来源 - 个人信贷风险防范法律问题研究individual credit - 引用次数：15In 2007 The United States sub-loan crisis outbreak, which caused a global financial crisis, at the same time the crisis made people pay more attention to individual credit risk.
2007年美国次贷危机爆发,进而引起了全球性的金融危机,使得人们对个人信贷风险高度关注。 而随着我国经济的持续快速发展和人们收入水平的不断提高,个人信贷业务也取得了长足发展。
参考来源 - 我国商业银行个人信贷风险评价研究 （研究生论文） -
personal credit - 引用次数：10
The thesis addresses the application of DM technology in banking with the help of the development of the Personal credit system of a certain bank.
论文以某银行个人信贷系统的开发为背景,将数据挖掘技术应用于银行领域。
参考来源 - 数据挖掘技术在个人信贷分析中的应用
·2,447,543篇论文数据，部分数据来源于NoteExpress
双语例句原声例句
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你越富裕，你就越不需要个人信贷，成本也就越低。
The richer you are, the less personal credit you'll need, and the cheaper it will be.
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个人对个人信贷机构把投资者与消费者、小企业以及其他借款者匹配起来。
Peer-to-peer lenders match investors with consumers, small businesses and other borrowers.
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在此处讨论这个主题恰到好处，因为在上面最后提到的广泛存在的个人信贷扩展中，货币流通性是最强的。
The subject is apropos, for it is in the above last far-flung extension of credit by individuals that the velocity factor is especially potent.
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But if we have credit markets, then people can individually choose to be off the production possibility frontier and at a higher level of consumption than otherwise would.
但如果存在信贷市场,那么个人可以选择超越,PPF曲线的范围,达到比没有信贷市场时更高的消费水平
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