这些公司收集个人所有信贷使用记录,包括账单支付,抵押贷款和信用卡。
The companies collect a history of all credit use by an individual, including payment of bills, mortgages, and credit CARDS.
国际个人金融(IPF)的职员习惯以低于本公司自动信贷系统限定额度的数额放贷。
IPF's employees habitually offer less money to borrowers than the firm's automated credit system says they can.
麦凯恩还危言耸听地说,如果不这样,银行信贷将崩溃,国内房产销售、个人存款及公司员工薪水都将受到不利影响。
If not, McCain said ominously that credit will dry up, jeopardizing home sales, individual savings and company payrolls.
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