一般储备是总的一般贷款损失准备金的数字。
The general reserve is the total general loan loss reserve figures.
因为数百万人把住房作为一般贷款的附属担保品,房价飙升也拉动消费激增,随着繁荣的持续,破产的危险泡沫也越吹越大。
Since millions use their homes as collateral for general loans, the house-price boom also exaggerated the consumer boom while it lasted, and amplified the bust when that came.
即便是住房贷款的呆账一般也只是出错的一部分。
Even bad home loans in general were only part of what went wrong.
A typical home--a conventional thirty-year-- this is what most people get today and that's--except for subprime.
一个典型的住宅,期限一般是30年,除了次级贷款之外,今天大部分抵押贷款期限都是30年
You pay every year a fixed amount on your house to the mortgage originator and then after so many-- n is 30 years, typically--you would then have paid it off.
你每年都在你的房子上支付一定数目的偿款,给抵押商然后,数年后,设n是30年,一般来说你已经能偿清贷款了
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