The different credit policies of state - owned commercial Banks, city commercial Banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.

2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。

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This thesis was to focus on the management system of credit risks in Chinese state-owned commercial Banks.

本文研究的重点是我国国有商业银行信用风险的管理制度问题。

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But in practice state-owned commercial Banks are faced with the grave problem of asset recovery.

但是在债转股实践中，资产回收风险依然困扰着国有商业银行。

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The privately owned gold held in Turkish commercial banks has shown up on the balance sheet for the central bank, resulting in news reports of inflated official-sector reserves in the country, the consultancy said.

FORBES: FOCUS: CPM Group: Turkey's Rules On Gold Deposits Could Mean 'Rehabilitation' Of Metal As Monetary Asset

For example, in relation to the state owned banks, their ability to make lending decisions on purely commercial and economic grounds as against political considerations is a real question.

FORBES: Are Chinese State Owned Enterprises A Threat To U.S. Companies?