The different credit policies of state - owned commercial Banks, city commercial Banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.
2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。
In this article the author put forward a set of approaches about how to foster and promote the competitive capacity of the state-owned commercial Banks.
如何培育和提升四大国有商业银行竞争力水平则是解决问题的关键所在。
The Southeast Asian Financial Crisis in 1997 is an alarm bell to us. It is the most urgent situation for us to handle the bad debts between the state-owned enterprises and commercial Banks.
1997年东南亚金融危机再次给我们敲响警钟，因此化解国有大中型企业和国有独资商业银行的不良债权债务问题已经到了迫在眉睫的地步。
This thesis was to focus on the management system of credit risks in Chinese state-owned commercial Banks.
本文研究的重点是我国国有商业银行信用风险的管理制度问题。
But in practice state-owned commercial Banks are faced with the grave problem of asset recovery.
但是在债转股实践中，资产回收风险依然困扰着国有商业银行。
However, due to moral hazards, the fiscal cost has expanded again and again in dealing with the financial crisis of state-owned commercial Banks.
但是由于道德风险的存在，使得财政在处理国有商业银行财务危机中发生的成本一再扩大。
The establishment of capital management company shows that our country has entered a substantial stage in handling unhealthy assets of state-owned commercial banks.
资产管理公司的成立，标志着我国处理国有商业银行的不良资产进入了一个实质性阶段。
With the advent of banking competition in China, it is necessary to analyze on the efficiency difference between stated-owned Banks and the developing commercial ones.
随着我国银行业竞争格局的出现，有必要分析国有银行与新兴商业银行的效率差异。
It will be finally tested and verified in the market practice whether selling part equity of state-owned commercial Banks to foreign-funded strategy investors is undervaluing or not.
国有银行把部分股权卖给外资战略投资者，其究竟算不算“贱卖”，最终还得通过市场实践才能得以验证。
To promote risk-oriented internal audit in the state-owned commercial Banks can make it possible to strengthen the internal management, improve the efficiency and prevent the risk.
而在国有商业银行审计中推行风险导向内部审计，可以达到加强内部管理、提高效益和防范风险的作用。
In this paper, the characteristics of state-owned commercial Banks, base of the perspective of customer satisfaction to increase customer loyalty.
本文从国有商业银行的特点出发，从客户满意的角度来提高客户的忠诚度。
And China Construction bank is one of the four major state-owned commercial Banks, housing loans in the domestic market, the largest share.
和中国建设银行是四大国有商业银行，住房贷款在国内市场，最大的份额。
In 2002, the comprehensive performance of the four big state-owned commercial Banks ranks higher than enterprise performance.
2002年四大国有商业银行的综合绩效排名好于企业性绩效排名。
In the face of strong opponents, the state-owned commercial Banks how to seize the opportunity to improve their competitiveness has become a top priority.
面对强劲对手，国有商业银行如何抓住机遇，提高自己的竞争能力已成为当务之急。
Therefore, several policy Suggestions, including the exit of state-owned commercial Banks, should be implemented to keep the funding resource in the county-economy.
据此，文章认为，当前的核心思想在于“国有独资商业银行从县域经济退出”的政策安排，县域的信贷资源必须属于县域经济。
Since a long time, the operation mechanism of our state-owned commercial banks is backward and the management efficiency is low, the drawback in corporate governance is the essential reason.
长期以来，我国国有商业银行经营机制落后，经营效率低下，公司治理上的缺陷是重要的原因。
In China, the stated-owned commercial Banks are the main body of its financial system, as well as the vitals of the economic performance.
在中国，国有商业银行是我国金融体系的主体，也是我国国民经济的命脉。
The gaps left by the phasing out of state-owned commercial Banks and the congenital imbalance of distribution of the rural financial resources have bred proliferation of usury in recent years.
近年来国有商业银行逐步撤出农村金融市场，这与农村金融资源分布先天失衡共同导致了农村金融市场资源分布近乎空白有关，而分布空白又滋生了高利贷的繁衍。
In 1994, state-owned commercial Banks began to exercise management over the liability rate on assets, which helped enhance their ability of self-restriction.
国有商业银行从1994年开始实行资产负债比例管理，自我约束能力提高了。
And a sound information disclosure system in place will help create the image of a listed company that matches the asset scale and market position of state-owned commercial Banks.
通过完善信息披露机制，树立与国有商业银行资产规模和市场地位相称的上市公司形象。
In recent years, the problem on adding the capital of Chinas state owned commercial Banks has become the point at issue in sphere of learning and policy making group.
近年来，我国国有独资商业银行资本金的补充问题正成为学术界及决策层关注的焦点。
The subject of this study is a provincial branch of the Agricultural bank of China, one of the four major nation-owned commercial Banks in China.
分析对象是四大国有商业银行之一的中国农业银行的某省级分行。
We hope that the state-owned commercial banks can adopt correct strategy and tactic, and play an expected role in vitalizing our national financial industry.
我们也希望国有商业银行能够采用正确的战略和策略，为振兴民族金融发挥应用的作用。
Although the corporate governance of China's state-owned commercial Banks has made big progress in recent years, there is still a gap from the advanced international banking standards.
虽然近几年来我国国有商业银行的公司治理取得了长足进展，但离国际先进银行的标准还有一定的差距。
Agricultural bank of China branch in Shandong Province is the land of Qilu means of advanced technology, financial strength and good reputation of the social state-owned commercial Banks.
农业银行山东省分行是齐鲁大地科技手段先进、资金实力雄厚和社会信誉优良的国有商业银行。
The state-owned commercial banks of a real sense in China mean Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China and China Construction Bank.
在中国，真正算得上是国有商业银行的有中国商业银行，农业银行，中国银行和中国建设银行。
Nowadays, there are many problems existing in the state-owned commercial Banks of our country. Truly speaking, the only way to settle these problems is carrying out the reform of shares.
现阶段我国国有商业银行存在着好多问题，而解决这些问题的唯一出路就是对国有商业银行进行股份制改造。
Four large state-owned commercial Banks are involve in the problems as follows low capital adequacy ratio, low liquidity ratio, low assets revenue ratio and high bad loans.
四大国有商业银行的现状是低的资本充足率，不容乐观的流动性比例，低的资产收益率和高的不良贷款率。
In this part, one section is specially set up to introduce the practice and significance of the introduction of strategic investors of the state-owned commercial Banks in China.
这一部分专门设置一节内容来论述我国国有商业银行引进境外战略投资者的实践及意义。
In this part, one section is specially set up to introduce the practice and significance of the introduction of strategic investors of the state-owned commercial Banks in China.
这一部分专门设置一节内容来论述我国国有商业银行引进境外战略投资者的实践及意义。
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