Real household income is likely to rise modestly in 2012 after falling sharply this year because of high inflation and tax increases, notes Kevin Daly of Goldman Sachs.

由于高的通胀率和税率的增加，不动产收入很有可能在今年剧烈的衰退之后，于2012年缓慢增长。高盛的Kevin Daly如是说。

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The "glacial pace" at which interest rates are likely to rise-perhaps 0.25 percentage points every three months or so-is unlikely to be dangerous, reckons Kevin Daly of Goldman Sachs.

高盛的凯文·戴利估计，利率可能——也许是每三个月左右0.25个百分点——上升的“冰川时代”不太可能危险。

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Just look at the gap between male and female employment rates in America, Japan and western Europe, as Kevin Daly, an economist at Goldman Sachs, does in a recent study (see the left-hand chart).

只要看看在美国、日本和西欧国家男性和女性就业率之间的差距，正如高盛集团经济学家凯文·戴利最近的一项研究(参见左手图)。

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The combination of still-high bank charges and shrinking loans suggests the problem lies with the supply of credit not demand for it, says Kevin Daly at Goldman Sachs.

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The newcomer to the field is Kevin Daly, an economist at Goldman Sachs, who calculates that on average the host nation of an Olympics wins 54% more medals than usual.

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Kevin Daly of Goldman Sachs thinks there are modest grounds for optimism: the sectors that shrank most this time, such as oil and gas, are notoriously volatile, whereas those that grew, such as services, may be seeing sustainable improvement.

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