First, this article has analyzed the existence of the higher state educational loans risk.

首先，本文对高等学校中存在的国家助学贷款风险进行分析。

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The purpose of this paper is to discuss the application of the artificial neural Network (ANN) to the commercial bank loans risk warning.

在探讨人工神经网络（ ANN）在商业银行信贷风险预警中的应用。

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Loans risk classification involves some essential factors, such as financial element, non financial element, cash flow, credit support, overdue time.

近年提出的贷款风险五级分类法，需考虑财务、非财务、现金流量、信用支持及逾期时间等诸方面要素的影响。

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And so we want to make more loans. We have to find a way to qualify more people and not put ourselves at risk."

VOA: standard.2009.12.20

Nicholas Lardy, an economist and senior fellow at the Washington-based Peterson Institute, says China's unwillingness to adopt derivative loans and other high-risk financial products helped to shield it from the impact of the world economic downturn.

VOA: standard.2009.11.10

The apparent effect is to take loans and risk off banks' balance sheets and thus free up capital.

ECONOMIST: The bigger they are

Opponents maintained that instead of cheaper loans, the payday and other high-risk loans will no longer be available and customers will have to turn to banks and pay higher fees, or end up bouncing checks.

FORBES: Montana voters approve interest-rate cap on small loans

Overexposure to construction and development loans: The first guideline states that if loans for construction, land development and other land are 100% or more of total risk capital, the institution is considered to have loans concentrations above prudent risk levels, and should have heightened risk management practices.

FORBES: FDIC Bags Five More Banks