“债转股”作为一种化解银行不良债权的一种措施，风险较小，但实施难度较大。
As a measure to solve the problem of great amount of bad claims, the policy transforming claims into shares, has little risk but big difficulty in carrying out.
国有银行不良债权的形成与清理是有关利益方围绕金融资源支配权展开的利益冲突过程。
The formation of bad loans and their repayments are a confrontation course of the related interest sides around the right of using financial resources.
这就是为什么对不良银行的解决方案如此重要的原因，损失应该由债权人承担，而非纳税人。
This is why “resolution schemes” for bad banks, that put losses onto creditors not taxpayers, are so important.
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