贷款价值比(loan to value,简写LTV)是指贷款金额和抵押品价值的比例,多见于抵押贷款,如房产抵押贷款。
日报:你会用贷款价值比(loan-to-value ratio)作为参考指标吗? 奥尔森:这也是宏观审慎的一部分,FSA近期的提案中也有提及。
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贷款价值比率 LVR ; loan-to-value ratio ; Loan-to-value ; LTV
很高的贷款价值比 Loan-to-value ratio ; LTV
贷款和价值比 Loan-to-value ; LTV
以及抵押贷款和价值比 loan to value ; LTV
他们会说,我们不会这样做,我们规定贷款价值比不能超过60%。
They would say, no way are we going to do that; our rule says we can't lend on a LTV of higher than 60%.
为预防房地产泡沫,他们也必须适时地调整商业和住宅抵押贷款的贷款价值比。
They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.
从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松。
The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.
The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.
从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松
They would say, no way are we going to do that; our rule says we can't lend on a LTV of higher than 60%.
他们会说,我们不会这样做,我们规定贷款价值比不能超过60%
Anyway, your loan-to-value ratio is getting pretty precarious because your house is now down 30% in value; your loan-to-value ratio, if we were to give you $5,000, would be something like 90%.
你的贷款价值比变得很不安全,因为你的房子已经贬值30%,如果我们借给你5000美金,你的贷款价值比率在90%左右
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