美国次级按揭贷款危机原因及启示浅析-证券相关-金融证券论文-第一文秘网,大秘书网! 通常是借款人的信用记录和打分、债务和收入比(debt service to income, DTI)以及抵押贷款和价值比(loan to value,LTV)。信用打分较低、DTI 大于55% 以及LTV 超过85% 的借款人都可能被视为“次级”。所谓“Al
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...喜杂志网 押贷款按借款人的信用一记录和打分、债务和收入比(DebtService to Income,DTI)以及抵押贷款和价值比(Loan to value,LTV)大致可以分为三个层次:(l)优级贷款:对象为信用评分最高的个人(信用分数在660分以上),DTI比例...
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以及抵押贷款和价值比 loan to value ; LTV
在你的抵押贷款和小型企业管理局贷款之间,你最后可能会欠下比房产价值多得多的钱。
Between your mortgage and your SBA loan, you could end up owing a lot more on your property than it's worth.
为预防房地产泡沫,他们也必须适时地调整商业和住宅抵押贷款的贷款价值比。
They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.
以最大价值贷款比(LTV)和债务收入比率的形式限制个人贷款上限是另一种选择。
Caps on how much individuals can borrow, in the form of maximum loan-to-value (LTV) and debt-to-income ratios, are another option.
The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.
从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松
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