这个规则规定如果借款人的信用评分小于 200，贷款申请就会被拒绝。
The rule specifies that if the borrower's credit score is less than 200, the loan application is rejected.
不过人们担心的是，旷日持久的信贷紧缩可能让微型金融模式下的借款人越长越像那些倒霉的次贷申请者。
But the worry is that a prolonged credit crunch could make microfinance clients start to look more like those hapless subprime borrowers.
目前申请贷款的借款人很可能在别处难以得到贷款。
Borrowers who are applying for credit right now are likely to be the ones that are having trouble getting loans elsewhere.
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