当利率上涨时，采取了气球式抵押贷款的人们，虽然在开始时可以轻松支付利息，发现支出在不断增加，突然，他们不再支付得起贷款本息了。
As the rates rose, people who had taken on balloon-style mortgages - thinking they could easily pay the initial rate - found their payments being increased and suddenly... they couldn't pay.
一种周期性付款到期前不足摊还面额的贷款，所以称作“气球”的本金额到期时需要一次付清。
A note calling for periodic payments which are insufficient to fully amortize the face amount of the note prior to maturity, so that a principal sum known as a "balloon" is due at maturity.
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