balloon mortgage
（五） 气球抵押贷款（Balloon Mortgage，BM） 比GPMs 和GEMs 等抵押贷款更受欢迎的是5 年和7 年期的气球抵押贷款。
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当利率上涨时，采取了气球式抵押贷款的人们，虽然在开始时可以轻松支付利息，发现支出在不断增加，突然，他们不再支付得起贷款本息了。
As the rates rose, people who had taken on balloon-style mortgages - thinking they could easily pay the initial rate - found their payments being increased and suddenly... they couldn't pay.
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