授信业务是银行主要商品之一，而逾放比率则是衡量授信品质的重要指针。
One of commercial products for banking industry is the Credit Assessment. The overdue ratio of bank credit facilities is a key indication to measure the quality of Credit Assessment.
第一条为切实防范风险，促进商业银行加强对集团客户授信业务的风险管理，制定本指引。
Article 1 These Guidelines are formulated for the purpose of earnestly preventing risks, and promoting commercial Banks to strengthen the risk management of granting credit to customer groups.
在风险管理领域中，良好的预警制度与明确的授信目标，将有助于银行放款人员进行授信业务之评估参考。
In the risk management field, a good early warning system with clearly loaning rules will help the bank's accommodator to make loans.
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