授信业务是银行主要商品之一，而逾放比率则是衡量授信品质的重要指针。
One of commercial products for banking industry is the Credit Assessment. The overdue ratio of bank credit facilities is a key indication to measure the quality of Credit Assessment.
第一条为切实防范风险，促进商业银行加强对集团客户授信业务的风险管理，制定本指引。
Article 1 These Guidelines are formulated for the purpose of earnestly preventing risks, and promoting commercial Banks to strengthen the risk management of granting credit to customer groups.
在风险管理领域中，良好的预警制度与明确的授信目标，将有助于银行放款人员进行授信业务之评估参考。
In the risk management field, a good early warning system with clearly loaning rules will help the bank's accommodator to make loans.
而贷款的风险评价是商业银行贷款风险管理的关键环节，只有科学地评价风险，才能有效地指导银行授信业务。
Loan risk evaluation is a key link in loan risk management of commercial Banks because only by appraising risk scientifically can Banks direct business practices effectively.
在大力发展这一业务时，其授信风险的防范、分散和转移自然也就成为各家银行所要研究的课题。
Along with the enlargement of this business, it is of great necessity for all commercial Banks to study the prevention against, the deconcentration on, and the transfer of their accredited risks.
它是指借款企业以银行能够接受的存货质押为授信担保资产而获得贷款的业务。
Through this service, the SMEs can reduce capital occupancy of the stock and decrease the management cost of SMEs.
它是指借款企业以银行能够接受的存货质押为授信担保资产而获得贷款的业务。
Through this service, the SMEs can reduce capital occupancy of the stock and decrease the management cost of SMEs.
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