个人储蓄是指个人将属于其所有的人民币或外币存入商业银行，商业银行开局存折或存单作为凭证，个人凭存折或者存单支取本金和利息，商业银行依照规定还本付息的活动。储蓄是存款的一种，国务院于1992年12月发布《储蓄管理条例》对储蓄存款作了专门规定：
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individual savings - 引用次数：14
It introduces three main theories of western economics in detail. They are over-savings theories, individual savings behavior theories, together with savings and economic growth theories.
详细介绍西方经济学中储蓄过度理论、个人储蓄行为理论以及储蓄与经济增长理论。
参考来源 - 江苏城镇居民储蓄研究personal saving - 引用次数：1 参考来源 - 美国养老保险制度的改革及其启示personal saving
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双语例句原声例句
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为了积累自己的财力，我需要增加20%左右的个人储蓄，并减少50%的债务。
To build up my own finances, I need around 20% more in personal savings and 50% less debt.
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来自亲戚的额外贷款和礼物是出于集体义务，而不是狭隘的投资计算，补充了个人储蓄。
Additional loans and gifts from relatives, forthcoming because of group obligation rather than narrow investment calculation, have supplemented personal savings.
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个人储蓄通常是通过节俭的生活习惯积累起来的，这需要整个家庭做出牺牲，因此是长期家庭财务行为的产物。
Personal savings have been accumulated, often through frugal living habits that require sacrifices by the entire family and are thus a product of long-term family financial behavior.
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The U.S. Government also issues small denomination debt to individuals to help them called savings bonds, but we aren't talking about those.
美国政府也发行小面值债券,用于面向个人,叫做长期储蓄债券,我们今天不涉及这些
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The thing about a deposit is you deposit your money as an individual and there are millions of people that all deposit in a depository institution.
所谓储蓄就是你把你的钱以个人名义存进储蓄机构,有不计其数的人会,把钱存进储蓄机构。
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