为了积累自己的财力，我需要增加20%左右的个人储蓄，并减少50%的债务。
To build up my own finances, I need around 20% more in personal savings and 50% less debt.
来自亲戚的额外贷款和礼物是出于集体义务，而不是狭隘的投资计算，补充了个人储蓄。
Additional loans and gifts from relatives, forthcoming because of group obligation rather than narrow investment calculation, have supplemented personal savings.
在2005年个人储蓄率降至零之后，去年经济危机的冲击促使人们迅速捂紧钱包。
After the personal-savings rate dipped to zero in 2005, the shock of the economic crisis last year prompted people to snap shut their wallets.
个人储蓄通常是通过节俭的生活习惯积累起来的，这需要整个家庭做出牺牲，因此是长期家庭财务行为的产物。
Personal savings have been accumulated, often through frugal living habits that require sacrifices by the entire family and are thus a product of long-term family financial behavior.
他说，美国人正在加强他们的个人储蓄量。
He said Americans were already moving to boost their personal savings rates.
那么这种现象是如何反应到个人储蓄中的？
个人储蓄是其收入超过消费的量。
个人储蓄率是个很不靠谱的度量方法。
我们有活期和定期两种个人储蓄帐户。
We've got current account and fixed account for individual savings.
我们需要个人储蓄帐户，但我们[必须]修补这个系统。
We need personal savings accounts, but we [have] to fix this system.
另一方面，银行向企业存款和个人储蓄支付利息。
On the other hand, Banks pay interest to enterprise deposits and individual savings.
个人储蓄者也开始在巴西等海外市场需求更高回报。
Personal savers are already seeking higher returns in markets such as Brazil's.
保诚集团将最后一个成功退休的支柱划分为个人储蓄。
Prudential identifies the final pillar of successful retirement as personal savings.
2010年第1季消费性支出轻微滑落，个人储蓄消耗以支持消费。
Consumer spending fell slightly in the first three months of 2010, with individuals running down their savings in order to finance purchases.
1950—1980年间，个人储蓄占可支配收入的平均水平是9%。
Between 1950 and 1980 personal saving averaged 9% of disposable income.
即使更多的个人储蓄会弱化这一效应，某些挤出效应还是会最终产生。
Even if higher private saving blunts the effect, some crowding out is eventually all too likely.
个人储蓄率在2005到2010年间由不到2%增长到6%。
Personal saving had already risen to 6% of income by the summer of 2010, from under 2% in 2005.
同时美国的个人储蓄率在5月是负1.7%；洛特先生说正10%才是谨慎的。
And Americans' personal-savings rate was minus 1.7% in May; Mr Rother thinks plus 10% would be more prudent.
在经济危机中觉悟起来的个人储蓄之浪，已经把富裕国家的债市搅了一个天翻地覆。
The surge in private savings in the wake of the economic crisis has masked big changes in the rich world's sovereign-bond markets.
首先，较高个人储蓄率和(更乐观来看)较低的联邦赤字有望压低长期利率和资本成本。
First, higher personal-saving rates and (more optimistically) a lower federal deficit will hold down long-term interest rates and the cost of capital.
您必须拥有足够的个人储蓄，以支付首期付款以及其他与购屋有关联的成本。
You should have sufficient personal savings to pay for the downpayment and other related costs associated with buying a house.
美国没有强制性的储蓄计划，而且其个人储蓄水平极为低下，实际上是负数。
The United States has no compulsory saving plan, and it has an abysmally low – in fact, negative – personal saving rate.
这份报告认为，随着个人储蓄的增加和联邦赤字的减少，美国对国外储蓄的需求将会下降。
The report argues that as personal savings rise and the federal deficit declines, America’s appetite for foreign savings will shrink.
美国2006年养老金保护法案鼓励雇主将雇员自动吸纳到老年个人储蓄计划之中。
The US Pension Protection Act of 2006 encourages employers to enroll employees automatically in a personal saving plan for old age.
详细介绍西方经济学中储蓄过度理论、个人储蓄行为理论以及储蓄与经济增长理论。
They are over-savings theories, individual savings behavior theories, together with savings and economic growth theories.
收支平衡和个人储蓄账户不仅能够让自己的未来有更多的选择，同时也能保护自己安定的生活方式。
A balanced checkbook and a savings account not only increase your future options, but also protect your cool lifestyle.
美国经济中的根本问题是：多少年来人们把不断增长的资产价值看做是个人储蓄的代替物。
The fundamental problem in the American economy is that, for years, people treated rising asset prices as a substitute for personal savings.
银行账户业务，包括开立、变更个人储蓄账户、个人银行结算账户、单位银行结算账户业务。
The bank account business, including the opening of and modifications to individuals' savings accounts, individuals' bank settlement accounts and entities' bank settlement accounts.
银行账户业务，包括开立、变更个人储蓄账户、个人银行结算账户、单位银行结算账户业务。
The bank account business, including the opening of and modifications to individuals' savings accounts, individuals' bank settlement accounts and entities' bank settlement accounts.
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