个人资产业务,即个人信贷业务。主要指运用从负债业务筹集的资金,将资金的使用权在一定期限内有偿让渡给个人,并在贷款到期时收回资金本息以取得收益的业务。个人资产业务作为商业银行主要的收益来源,对商业银行的经营成果起着重要的作用。
... personal credit agreement 私人信贷协议 personal credit 个人信贷 personal dividend income 个人股息收入 ...
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个人信贷公司 Sociedad de creditos personales ; [金融] personal finance company
个人信贷额 Personal Line of Credit
个人信贷安排 Loans & Overdrafts Arrangement
个人消费信贷 consumer credit ; Unit Six ; individual consumption loan ; individual consumer credit services
个人信贷储备 Personal Credit Reserve
个人信贷决策 Personal Credit Decision-making
大力推行个人助学信贷 Personal loans to finance education should be vigorously promoted
个人信用贷款 individual unsecured loan
This paper develops a personal credit evaluating model for the purpose of improving efficiency and accuracy of lending, and enhancing the asset quality and risk control ability.
构建个人信用评估模型,可以有效帮助银行提高个人授信效率和准确性,提高个人信贷产品质量和风险管控能力。
参考来源 - 基于数据挖掘技术的个人信用评估模型 (研究生论文)Therefore, the advanced study on risk management of personal loan is very meaningful for the bank.
因此,加强个人信贷业务风险管理的研究具有十分重要的现实意义。
参考来源 - 个人信贷风险防范法律问题研究In 2007 The United States sub-loan crisis outbreak, which caused a global financial crisis, at the same time the crisis made people pay more attention to individual credit risk.
2007年美国次贷危机爆发,进而引起了全球性的金融危机,使得人们对个人信贷风险高度关注。 而随着我国经济的持续快速发展和人们收入水平的不断提高,个人信贷业务也取得了长足发展。
参考来源 - 我国商业银行个人信贷风险评价研究 (研究生论文)The thesis addresses the application of DM technology in banking with the help of the development of the Personal credit system of a certain bank.
论文以某银行个人信贷系统的开发为背景,将数据挖掘技术应用于银行领域。
参考来源 - 数据挖掘技术在个人信贷分析中的应用·2,447,543篇论文数据,部分数据来源于NoteExpress
你越富裕,你就越不需要个人信贷,成本也就越低。
The richer you are, the less personal credit you'll need, and the cheaper it will be.
个人对个人信贷机构把投资者与消费者、小企业以及其他借款者匹配起来。
Peer-to-peer lenders match investors with consumers, small businesses and other borrowers.
在此处讨论这个主题恰到好处,因为在上面最后提到的广泛存在的个人信贷扩展中,货币流通性是最强的。
The subject is apropos, for it is in the above last far-flung extension of credit by individuals that the velocity factor is especially potent.
But if we have credit markets, then people can individually choose to be off the production possibility frontier and at a higher level of consumption than otherwise would.
但如果存在信贷市场,那么个人可以选择超越,PPF曲线的范围,达到比没有信贷市场时更高的消费水平
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