If the credit card issuer applied the payment to the interest-bearing balance first, the customer would pay less interest overall.

如果信用卡发行人能够优先冲减有息债务，消费者支付的利息总额将大大减少。

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A 1-percentage-point increase in their interest-rate margin, an increase in fees, an upfront payment and a 25% reduction in the amount that Ford can draw down on this line of credit.

提高1%的贷款利率，增加的酬金，提前预付的定金，还有福特可以下调25%的最高信用额度。

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Credit derivatives are soaring in value and payment-in-kind notes (which pay interest with more debt, rather than cash) are in vogue.

信贷衍生工具价值的不断飙升，实物支付票据(用更多的债务来支付利息，而不是用现金)非常盛行。

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Petitioners unsuccessfully attempted to resolve the dispute with the credit card company over an extended period during which additional interest and late payment penalties added to the amount the credit card company claimed that petitioner owed.

FORBES: Avoiding Excess Credit Card Interest Should Not Be A Taxable Event

Prepaying your January mortgage payment will credit that mortgage interest to this year as well, further increasing your itemized deductions.

FORBES: It's Not Too Late: Year-End Tax Moves

Debit cards have gained market share in aggregate transaction volume at the expense of credit cards since they offer similar payment convenience and rewards benefits without the interest due on outstanding balances that is typical of credit cards.

FORBES: American Express Charges Ahead Through Interchange Fee Cap