If the credit card issuer applied the payment to the interest-bearing balance first, the customer would pay less interest overall.
如果信用卡发行人能够优先冲减有息债务，消费者支付的利息总额将大大减少。
A 1-percentage-point increase in their interest-rate margin, an increase in fees, an upfront payment and a 25% reduction in the amount that Ford can draw down on this line of credit.
提高1%的贷款利率，增加的酬金，提前预付的定金，还有福特可以下调25%的最高信用额度。
Credit derivatives are soaring in value and payment-in-kind notes (which pay interest with more debt, rather than cash) are in vogue.
信贷衍生工具价值的不断飙升，实物支付票据(用更多的债务来支付利息，而不是用现金)非常盛行。
I am the one who swiped my credit card using the 12 months free interest payment.
我是一个谁刷我的信用卡使用12个月免息付款。
In the financial policy, the buyer's mortgage interest rates, down payment have already emerged in the proportion of substantial concessions to developers of credit is also supported.
在金融政策上，买家的房贷利率、首付比例都已经出现了大幅优惠，开发商的信贷也得到了支持。
Interest Free (Grace) Period A length of time the user of a credit card is entitled to credit without having to pay interest assuming prompt monthly payment.
免息期/宽限期如果每月及时还款，信用卡持有人有权免息使用一定信用额度的期间。
Credit Swap/Credit Default SwapA swap that allows the transfer of credit risk of a security to a third party, responsible for payment of principal and interest on default.
信用互换/ 信用违约互换能够将有价证券的信贷风险转移给第三方的互惠信贷、对拖欠的本息支付负责的互换。
Credit Swap/Credit Default SwapA swap that allows the transfer of credit risk of a security to a third party, responsible for payment of principal and interest on default.
信用互换/ 信用违约互换能够将有价证券的信贷风险转移给第三方的互惠信贷、对拖欠的本息支付负责的互换。
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