她独自抚养21岁的女儿和12岁的儿子，对于如何平衡工作和家庭，钟彬娴总结出了一套经验。

And as a single mother of a daughter, 21, and a 12-year-old son, she has learned plenty about juggling work and family.

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雅芳在创业初期为经销商提供资金和产品，钟彬娴强调：“因此，我们是目前世界上最大的小额信贷机构之一。”

By providing the money and products for reps to get started, "we're one of the largest micro-lenders in the world today," Jung notes.

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可是这也有问题，阿花的朋友阿娴解释说：“他们(另一间屋的)刚结婚，不好意思去他们那儿看电视。”

However, there's a problem, explained Hoa's friend Hien. "They [in the other room] are newly-married, so it feels weird to watch their TV."

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