Net-interest margin a measure of profitability from lending after paying returns on deposits may contract by up to 0.15 percentage point, Mr. Ramamurthy said.
"Working at a venture firm, I am getting real strategic advice, and that's not something I could get playing in my own sandbox, " says Ms. Ramamurthy of Battery Ventures.
Latimore and Shanker Ramamurthy at the IBM Institute for Business Value surveyed more than 2, 700 industry participants and conducted in-depth interviews with 185 executives and government officials in the course of researching their report.