和低储备部分贷款类似，免除的级别也和每年的具体情况相关，反映负债的增长情况。1991年是340万，1992年是360万。
Like the low reserve tranche, the exempt level is adjusted each year to reflect growth in reservable.
众所周知，银行采用部分准备金制度，这意味着银行家可以使用存款进行借贷活动，但是这些贷款却只有部分得到了真正货币储备的担保。
It is well known that Banks engage in fractional-reserve lending, meaning that bankers use their deposits in lending operations, with only a part of their loans covered by money reserves.
鉴于它的大部分贷款涉及的领域衰退程度之深，它还需要更多的资金储备，以在没有外界帮助下存活下来。
Given the severity of the downturn in the areas in which it lent most of its money, it would have needed far greater reserves of capital to survive without outside help.
鉴于它的大部分贷款涉及的领域衰退程度之深，它还需要更多的资金储备，以在没有外界帮助下存活下来。
Given the severity of the downturn in the areas in which it lent most of its money, it would have needed far greater reserves of capital to survive without outside help.
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