还有一些减弱外币按揭贷款风险的方法。
There are other ways of blunting the dangers of foreign-currency mortgages.
支行要获得贷款风险的惟一方法就是向该贷款查询这一信息。
The only way a branch can find the risk taken by a loan is to ask the loan for that information.
在完成这些步骤之后，内部业务规则推理引擎将计算贷款风险。
Once those steps are completed, an in-house business rules inference engine calculates the loan risk.
这一现象部分原因是来自于基于次优级住房贷款风险。
Part of this is the flight from risk involving investments based on subprime home loans .
新巴尔塞协议出台，银行不得不按照贷款风险对其价格进行评估。
The arrival of the Basel 2 accordon bank-capital requirements has forced banks to price their loansaccording to risk.
首先，本文对高等学校中存在的国家助学贷款风险进行分析。
First, this article has analyzed the existence of the higher state educational loans risk.
以此为我国商业银行完善个人住房贷款风险管理体系提供一定的参考意义。
This is our country commercial bank perfecting personal housing loan risk management system to provide certain reference significance.
增加的按揭贷款风险并不是美国正在经历房产泡沫的唯一标志。
The increasing riskiness of mortgages is not the only sign that America is experiencing a housing bubble.
第二部分——个人住房抵押贷款风险防范与个人信用征信制度。
Section two: the risks prevention system of individual housing loan and the individual credit reporting system.
其次，本文探究了在高等学校中国家助学贷款风险形成的各方面原因。
Secondly, this article has analyzed the various reasons for the higher risk of state educational loans.
住房抵押贷款的风险等级评估是住房抵押贷款风险信用管理的重要内容。
The result shows this model provides important guidelines to banks management on residential mortgage loans credit risk rating evaluation.
这对经济绝对是好的，但对未来必须处理不良贷款风险的投资者可不太妙。
That was undoubtedly good for the economy, but it wasn't great for investors who will have to deal with years of rising non-performing loans.
然而，这种做法的缺点是把央行转变为一家商业银行，从而将纳税人置于贷款风险之下。
A drawback, however, is that it essentially turns the central bank into a commercial bank, exposing the taxpayer to lending risk.
安全的存款基本额会使银行承担过度的贷款风险，反正利润归股东而风险由保险者承担。
A secure deposit base encourages Banks to take excessive lending risks, since the profits go to shareholders and the risks are borne by insurers.
在我们的示例场景中，假设组织决定修改根据贷款额度确定贷款风险和贷款提供的条件。
In our example scenario, let's say that the organization has decided to change the criteria to determine the credit risk and the loan provider based on the loan amount.
这是将银行贷款风险尺度过分单纯化，银行持有超出自身预算的资本也被认为是必要条件。
This is a simplistic measure of a bank's lending exposure, which can require a bank to hold more capital than its own calculations would deem necessary.
监管局的职责是保证各个银行符合资本充足率的要求，拥有足够流动资产，并能分散贷款风险。
Its remit will be to ensure that individual Banks comply with capital-adequacy rules, have sufficient liquid assets and spread their lending risks.
简要分析高校贷款风险的表现形式和风险产生的原因，以及高校贷款风险的防御措施。
This article analyses the forms and reasons of university loans risks and proposes some defense measures.
会同建设厅采集个人住房公积金贷款信息纳入个人征信系统，对个人贷款风险进行提示。
Office building in the collection of personal housing accumulation fund loans for personal credit rating information into the system, the risk of personal loans for presentation.
文章在系统分析贷款风险的成因、贷款风险的种类之基础上，探讨了贷款风险的防范措施。
The paper analyzed the causes and sorts of the risks of loaning, and put forward some preventive measures for the risks of loaning.
文章分析了个人住房抵押贷款风险类型，探讨了其产生的原因，并提出了相应的防范对策。
This paper analyzed the kinds and causes of personal housing mortgage loan, and then advanced some countermeasures.
根据更严格的放贷标准审核的2009年和2010年的贷款风险相对较低，盈利能力更好。
Newer loans approved under tighter lending standards in 2009 and 2010 are relatively less risky and more profitable.
通过定义一个能够提供信用评分的通用架构服务，可以在架构级支持另一个贷款风险控制指示。
A different loan underwriting directive might be supported at the architecture level by defining a new common architectural service that is capable of providing credit scores.
当个人信贷买房逐渐走进人们生活的时候，个人住房抵押贷款风险问题已成为当今热门的话题。
When buying a house with bank loan is popular in China, the risk of personal housing mortgage loan becomes to be today's live topic.
本文首先实证调查和研究了我国银行等金融机构面临的高度信息不对称及由此产生的贷款风险；
The paper firstly investigates and studies the high information asymmetry and high risks empirically which Chinese financial institutions such as banks face in loan contracting.
如何在保证高校、银行等相关主体利益的前提下，防范和控制高校贷款风险具有重要的实践意义。
Under the premise of ensuring the interest of universities, Banks and other related people, how to prevent and control the risk of college loans has an important practical significance.
其中一个教训就是，捆绑住房贷款并打包出售它们，那些贷款风险造成财务黑洞，而没有任何人可以对此负责。
One lesson is that bundling home loans and reselling them without anyone being held responsible for the risk of those loans creates financial black holes.
其中一个教训就是，捆绑住房贷款并打包出售它们，那些贷款风险造成财务黑洞，而没有任何人可以对此负责。
One lesson is that bundling home loans and reselling them without anyone being held responsible for the risk of those loans creates financial black holes.
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