从贷款人角度来考察，贷款风险是指贷款人在经营贷款业务过程中面临的各种损失发生的可能性。贷款风险通常是对贷款人而言的。贷款风险是可以度量的，贷款风险具有可测性，可以通过综合考察一些因素，在贷款发放之前或之后，测算出贷款本息按期收回的概率。 所谓贷款风险度就是指衡量贷款风险程度大小的尺度，贷款风险度是一个可以测算出来的具体的量化指标，它通常大于零小于1，贷款风险度越大，说明贷款本息按期收回的可能性越小，反之，贷款风险度越小，说明贷款本息按期收回的可能性越大。
贷款风险
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中南大学学报—社会科学版--中文目录 关键字： 国家开发银行;城市建设;贷款风险[gap=718]KeyWords: CDB; city construction; loan venture
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短语
贷款风险分类 loan risk classification ; categorization of credit risks ; risk-based loan classification
贷款风险管理 loan risk management
贷款风险分类指导原则 Guidelines on Risk-Based Loan Classification
抵押贷款风险 risk of mortgage loan
限期贷款风险 Balloon risk
在小企业贷款风险 and the view that entrepreneurs gain from increased project valuation while banks gain only from repayment ; competing banks ; costly monitoring
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credit risk - 引用次数：121
Operational risk and credit risk is the risk of commercial bank loans the most important risk.
操作风险与信用风险均是商业银行贷款风险最主要风险。
参考来源 - 银行操作风险估计与信贷风险分类的数理研究（研究生论文）loans risk - 引用次数：14First, this article has analyzed the existence of the higher state educational loans risk.
首先,本文对高等学校中存在的国家助学贷款风险进行分析。
参考来源 - 高校国家助学贷款风险防范机制研究 -
loan risk - 引用次数：9
Difficulty in loan recovery composes the prominent issue of National Student Loan in China, aside from the repayment capability of borrowers, mostly in that loan risk is hard to control.
贷款回收难是国家助学贷款面临的突出问题,除去借款人的还款能力外,主要是贷款风险难以控制。
参考来源 - 社保机构回收学生贷款的可行性研究credit risk - 引用次数：7Second, strengthens bank oneself to the credit risk monitoring and the management.
第二,加强银行自身对贷款风险的监控和管理。
参考来源 - 商品房按揭中的风险与法律防范研究
·2,447,543篇论文数据，部分数据来源于NoteExpress
双语例句原声例句
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还有一些减弱外币按揭贷款风险的方法。
There are other ways of blunting the dangers of foreign-currency mortgages.
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但是，这无疑是在承担某些抵押贷款风险。
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支行要获得贷款风险的惟一方法就是向该贷款查询这一信息。
The only way a branch can find the risk taken by a loan is to ask the loan for that information.
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Once they freed up interest rates, interest rates on deposits started soaring and banks started taking greater risks, particularly Savings and Loans.
一旦他们被放任去抬高利率,储蓄利率将会飞速攀升,而银行就会承载着更大风险,尤其对于储蓄贷款协会
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Let's make some risky loans and if it succeeds we make money; if the thing blows up, well then they government will pay.
然后贷款给一些风险大的项目,如果成功了,我们会赚钱,如果事情搞砸了,那时政府自会买单
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As these more risky mortgages come along t hold on to these mortgages.
随着贷款风险的加大,银行无力贷款，banks，don’
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