As servicers - in charge of collecting payments and managing defaults - Banks can make more from fees and charges on defaulted loans than on modifications.
作为服务者,银行负责收取付款和管理拖欠,因此将会从拖欠的贷款中收取更多费用而不是从改变中获利。
Banks are supposed to make money by skillfully managing the risk of transforming short-term debt into long-term loans; instead, they were undone by it.
本来,银行赚钱应该是经由移转短期债务的风险到长期贷款的巧妙管理,但是,他们却反其道而行。
Ethical issues aside, the Banks also did poorly at their core job, which is managing risk.
抛开道德问题不谈,银行在风险管理这类核心业务上也做得极为糟糕。
Banks are supposed to make money by skilfully managing the risk of transforming short-term debt into long-term loans; instead, they were undone by it.
银行本来应靠巧妙地管理短期负债转为长期贷款的风险来挣钱;然而,他们却因此陷入困境。
Robert Law, managing director, European Banks equity research at Nomura, said the problems in the eurozone were more of a concern than those relating to the US downgrade.
野村证券欧洲银行资产研究部常务董事罗伯特·洛,说欧元区的问题比那些关系到美国评级下降的问题,更让人担忧。
"It's out of the question to systematically increase layers of capital in the Banks if there's no supplementary risk," says Ariane Obolensky, managing director of the French Banking Federation.
“如果想在没有附加风险的情况下系统地增加银行的资本层次是毫无可能的,”法国银行联合会总经理阿丽亚娜•奥博兰斯奇说道。
In formulating such guidance, the HKMA has to strike a reasonable balance between protecting consumer rights and upholding banks legitimate interests in managing their business risk.
金管局制定上述指引时,须在保障消费者权利及维护认可机构在管理业务风险方面的合法权益之间取得合理平衡。
Since 1999, our country has set up four mainly asset managing company who stripped the bad assets of four mainly state-owned commercial Banks.
自1999年开始,我国相继成立了四大资产管理公司,对四大国有商业银行的不良资产进行了剥离。
But he agrees that there are new difficulties in managing a system where risk is transferred from Banks to investors.
同时他也承认,由于风险从银行转向投资者,要管理好这个系统也面临着许多新的困难。
The current common practice in managing credit-risk in commercial Banks worldwide is to set limit on the risks of single loans so that the total risks of a bank's loan portfolios can be controlled.
目前国内外商业银行的信贷风险管理模式一般是通过控制单笔贷款的风险实现的,但单笔贷款的最优并不意味着银行贷款总体的最优。
The ill capital state and backward managing mode in our commercial banks cannot fit for global competitive environment.
我国商业银行不良的资产状况和落后的经营方式等已难以适应全球化竞争的环境。
But aspect of the dissertation made helpful exploration to frame a systematic, procedural and applied research system of commercial banks credit risk from angles of technologies managing credit risk.
本文则从信用风险管理技术的角度出发,为构架起了系统化、程序化、应用化的商业银行信用风险研究体系作了有益的探索。
It's like having Banks manage your money rather than you managing your money.
这就像是让银行来管理你的钱而不是自己来进行管理。
This paper is written to just make the commercial Banks in China know of the new products, and make good use of them to enhance their own ability of managing credit risk.
本文正是为了使中国的商业银行对这种新型的产品有所了解、并进而利用之提高自身的信用风险管理能力而撰写的。
This peculiarity for the relations between banks and enterprises determined the ownership form of assets managing company (AMC) would most probably be state-owned.
这种银企关系的特殊性决定了资产管理公司(AMC)的所有制形式最有可能是国有的。
So it is necessary to learn advanced managing experience from those foreign commercial Banks and establish our own managing structure model based on our Banks' real situation.
因此,有必要借鉴国外商业银行的先进管理经验,并结合我国国有商业银行的实际情况,探讨和建立适合我国国有商业银行的管理组织结构模式。
Hence, enhance credit risk management and improve credit risk managing ability gradually become the top urgent affairs for each commercial Banks.
因此,加强信贷风险管理、提高信贷风险管理水平成为各商业银行的当务之急。
This essay analyses present credit risks of banks in Anshan depending on theory and practice. It also makes a systematic introduction of the distinguishing evaluation and managing methods.
运用理论与实践结合的方式,分析了鞍山银行业所面临的信贷风险,并系统的介绍了信贷风险的识别、评价和控制管理的方法和措施,具有较强的可操作性。
Twenty-nine US banks and financial services groups operate in Hong Kong, including eight of the top 10, managing over US$100 billion in loans, debt and assets.
二十九家美国银行和财务机构在港经营,其中更有八家高据十大位置,管理超过一千亿美元的贷款、债项和资产。
For commercial banks: Ranking among the top 100 of the world in the total assets for the most recent accounting year and managing securities assets of not less than US$10 billion.
商业银行:最近一个会计年度,总资产在世界排名前一百名以内,管理的证券资产不少于一百亿美元。
For commercial banks: Ranking among the top 100 of the world in the total assets for the most recent accounting year and managing securities assets of not less than US$10 billion.
商业银行:最近一个会计年度,总资产在世界排名前一百名以内,管理的证券资产不少于一百亿美元。
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