一个成熟度因素：操作风险。
商业银行存在诸多操作风险。
操作风险是当前商业银行所面临的主要风险之一。
The operational risk is one of main risks which the current commercial bank faces.
银行业操作风险的问题已引起国内外广泛的关注。
The operational risk of banking caused a wide concern in the whole world.
特别提示：平衡价只作参考，据此操作风险自负。
Special tips: a balanced price for reference only, which operate at your own risk.
各国都开始研究如何更好的管理和控制银行操作风险。
All countries began to study how to better manage and control the bank operational risk.
风险管理包括市场风险、信用风险、操作风险管理等等。
Risk management includes market risk management, credit risk management and operator risk management, etc.
操作风险已经成为全球银行业风险管理日益重要的领域之一。
Operation risk has been more important in risk management of world banking system.
本文构成如下：第一部分描述操作风险特征和强化操作风险管理方法。
Part1 describes the character of operation risk and the way of strengthening operation risk management.
就商业银行而言，信用风险、市场风险和操作风险是影响最为深刻的三大风险。
Credit risk, market risk and operational risk are the most influential ones for commercial Banks.
目前对于网络银行运作来说，操作风险、信誉风险和法律风险可能是最主要的风险类型。
Generally, operational risk, reputation risk and law risk are the major risks of online banking.
目前对于网络银行运作来说，操作风险、信誉风险和法律风险可能是最主要的风险类型。
Generally, operational risk, reputation risk and law risk are the major risks of online banking.
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