The loan-to-value ratio--well it's not so much the loan--the maturity was short and the balloon payment at the end that they changed.
贷款价值比率,不,就是期限太短了,期末大额偿还也是罪魁祸首
People can't pay that, if they're in any trouble, they can't come up with the whole value of the loan all at once.
如果人们遇到困难,将无法一次性凑齐这笔大额款项
And get rid of this balloon payment thing at the end -that was a dumb idea.
并取消了期末大额偿还的还款方式,期末大额偿还是很愚蠢的做法
It used to be that mortgages had what's called a balloon payment at the end.
曾有一段时间,抵押贷款中有期末大额偿还制度
They also had--they were--back then, in the 1920s, they were called balloon payment.
上世纪20年代有一种,称为期末大额偿还的贷款方式
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