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Socrates turns that into the statement that justice means paying your debts and returning what is owed to you.
苏格拉底将其转为供述说,正义意指偿还你的债务,并缴回你所欠的东西。
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And the fact that they're actually going to have to pay those loans back when they graduate,
而且，在毕业的时候，学生必须偿还贷款，
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What this equation merely says is that the present value of your remaining payments is always equal to the mortgage balance.
这个等式说明了,剩余偿还额的现值,就等于抵押贷款的余额
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Would you do that if justice means paying your debts "? and giving back to each what is owed?"
正义要做何解释,如果那意谓着偿还你的债务,并归还你所欠的东西“
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And that's why in Genesis 9:6 we read, "Whoever sheds the blood of man, In exchange for that man shall his blood be shed, For in the image of God was man created" 1 invoke that rationale from Genesis 1 in the absolute prohibition on murder.
因此我们会在《创世纪》第9章第6节中读到，“那些让人类流血的人，他们必须用自己的血液来偿还，因为人类是依照上帝的形象所创造“,在《创世纪》第一章中，它们便提供了逻辑根据1,杀生是绝对被禁止的。
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and that can be something that you pay off for a long time.
可能毕业后的很长一段时间内都在偿还欠下的贷款。
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you get a grant that you don't have to repay.
你就能得到一笔不用偿还的助学金。
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Suppose you are moving after five years, you took out a thirty-year mortgage and you're moving after five years.
假设你已经偿还了五年贷款,你的贷款总期限是30年,你已经还了五年
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The originator is the one makes the loan; the servicer is someone who manages the paying of the loan.
原始权益人是发放贷款的人,服务人员是负责管理贷款偿还的人
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This means that you would have to pay extra money at the end, but they decided that people have trouble doing that.
这表示你在最后必须支付额外的款项,但他们觉得人们对偿还额外款项会有困难
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The loan-to-value ratio--well it's not so much the loan--the maturity was short and the balloon payment at the end that they changed.
贷款价值比率,不,就是期限太短了,期末大额偿还也是罪魁祸首
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When you first bought the house they told you what the mortgage payment was and they're fixing that forever, well for thirty years.
最初你买这套房子的时候,他们已经告诉你每月偿还额是多少,在未来30年里这是固定的
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Because the Bank of England could then demand all the it could start accumulating notes from some issuing bank and then demand payment in gold.
因为英格兰银行那时可以,要求所有的，它可以开始从一些纸币发行银行,收集些发行的纸币之后再要求以金子的形式偿还。
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When you buy a house, you borrow the money and you pay it back in fixed-- it would usually be monthly, but let's say annual payments.
当你买了一座房子,你贷了些款,然后你在一定的时间内偿还一部分,一般来说都是按月来算的,但是假设我们是按年支付的
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When you first buy a house most of your payment is going to interest.
在贷款的初期,你偿还的主要是利息
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Then, in five years you had to come up with $5,000.
五年末再筹措5000美元偿还本金
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That's because, at the end, if- -suppose you're one month or two months away from the payoff of the mortgage, you don't have any balance left, so the interest that you're paying is -hardly any balance left--is very low and so you're payment is paying off principal, mostly.
这是因为,在最后,如果,假设你还剩1到2个月,就可以还清抵押贷款,那么剩下的贷款余额就很少了,因此你所需要付的利息,将会非常少,因为贷款余额几乎为零,此时你偿还的就主要是本金
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Then if you fail to pay on the mortgage--pay off the debt -the lender can seize the property and sell it.
然而如果你无法偿还贷款,贷方可以没收这项财产并出售
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So, when the mortgage ends, you're just clear and free; you don't have to pay anything--nothing comes at the end.
因此,抵押贷款正好在到期时全部还清,贷款期末你不再偿还任何金额
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Crimes in the one realm cannot be compensated by punishment in the other realm. A crime in the realm of life/personal injury has to be compensated in the same realm. In the same way property crimes are not punished by death.
一个领域内的犯罪行为不能通过另一个领域的,惩罚来补偿，造成人身伤害的罪行必须在,同一领域内偿还，同样地，财产犯罪,不能被处以死刑。
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If you put a property up as collateral, then the lender knows that they can get the money back from you.
如果你以资产作抵押,贷方就知道债务偿还有了保障
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Self-amortizing means that you're not just paying the interest every year -or every month--you're paying interest plus principal.
分期偿还是指,每年或者每个月,你不仅偿还利息,还要偿还利息加上部分本金
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You just pay it every month and then you just stop paying at the end of thirty years.
你每个月定期还款,直到第30年末停止偿还
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The FHA went further than the HOLC; they demanded that mortgages be twenty years and also self-amortizing.
联邦住宅管理局比房主贷款公司更进一步,他们约定抵押贷款,可以在20年内进行分期偿还
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The insurance company has to have some way of demonstrating its soundness to the public.
保险公司必须通过一些方法,来证明其偿还能力。
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It used to be that mortgages had what's called a balloon payment at the end.
曾有一段时间,抵押贷款中有期末大额偿还制度
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in such a way that after the rates were raised, they likely couldn't afford to pay the mortgage anymore or they'd be under great stress in trying to do so.
这种“引逗利率，以至于到后来他们没有能力偿还贷款,或者为了还贷给生活造成巨大压力。
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How do they figure out what the mortgage payment is?
每月的偿还额如何计算呢
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A "Subprime borrower" Is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage-- they might default.
次级借款人"指的是,那些信用记录较差的借款人,或在其他方面显示,他们很可能无力偿还贷款,也就是说他们很可能违约
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What happens if you don't pay your mortgage?
如果你不偿还抵押贷款会怎样
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