We're building a payment network that can't go down because if we go down, we lose money for one of our users.

我们开发不会走下坡路的付款网络,因为如果我们走下坡路了，我们会会为我们的客户带来损失。

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But if most people who are good borrowers, who know what they're doing, want these, they want a conventional thirty-year mortgage because it will fix a mortgage payment for the rest of the thirty years and you have nothing to worry about.

但是如果大多数人是优质借款人,他们知道自己在做什么,他们会选择普通30年期抵押贷款,因为在剩余的30年时间里,抵押贷款的偿付是固定的,你不需要为它担心

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