• All the sick people will come to you to buy life insurance and they will turn out to have a higher death rate than the population at large.

    所有生病的人都会向你购买人寿险,而他们比普通人群,有着更高的死亡率

    耶鲁公开课 - 金融市场课程节选

  • They would tell these women, you know, if you buy life insurance on your husband, then should anything happen your husband can love and protect you from beyond the grave.

    他们会告诉这些女人,如果你为你的丈夫购买了寿险,那么万一有意外发生,你丈夫的在天之灵仍会保佑你渡过难关

    耶鲁公开课 - 金融市场课程节选

  • They have to pay--the premium has to cover the costs, so it was tough to get someone to buy life insurance even though they really needed it--it was such a good idea for them.

    因为保费必须要超过保险公司的成本,因此,尽管寿险很好,人们也需要它,但是真正要说服人们购买,却是很困难的

    耶鲁公开课 - 金融市场课程节选

  • The big problem life insurance had was people would buy it and they'd pay for several years and eventually they would think, well we didn't die, we're losing all this money, let's just cancel the insurance.

    人寿保险的一个主要问题是,人们在购买了若干年保险后会突然觉得,我们并没有死,保费白花了,我们干脆把保险取消好了

    耶鲁公开课 - 金融市场课程节选

  • You would buy life insurance on both the husband and the wife -you might do different amounts; it's done by families with young children to protect them against the economic cost of the death of one of their parents.

    夫妻双方都应该购买寿险,但两份保险的金额可以有所不同,这适用于有小孩子的家庭以弥补,因父亲或母亲去世而带来的经济损失

    耶鲁公开课 - 金融市场课程节选

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