公司通过发行债券、签订借贷合同或购买商品等方式成为债务承担者。
Company becomes debtor by issuing bonds, signing the borrow contracts or purchasing goods and so on.
如果你贷款去买一辆汽车，那么借贷合同上就规定了你每月要偿还多少钱，规定了你偿清债务所需的月份数字。
If you borrow money to buy a car, the loan contract specifies how much you must pay back every month and the number of months required to satisfy your obligation.
借款人说服银行降低借贷合同订立的条款-----他们会借助一些适当的收据，确保当出现危机情况时，发行者能回到谈判桌前，就第一次签订的条款的问题重新协商。
For the first time, borrowers have also convinced banks to relax terms on covenants—the checks in place to make sure the issuer comes back to the table at the first sign of distress.
预约合同最早存在于买卖、使用借贷、消费借贷等个别契约之中，后被有些国家扩及于所有契约。
It originally consists in specific contracts such as sales contract; loan contract and so on, and it expands to all of contracts latterly by some countries.
但最大的问题可能在于，这些计划是基于一个错误的假设：即修改合同会使大家，包括借贷人和贷款人，都境况更佳。
But the biggest problem may be that the programs are based on a faulty assumption: that modifying mortgages makes everyone-borrowers and lenders alike-better off.
但最大的问题可能在于，这些计划是基于一个错误的假设：即修改合同会使大家，包括借贷人和贷款人，都境况更佳。
But the biggest problem may be that the programs are based on a faulty assumption: that modifying mortgages makes everyone-borrowers and lenders alike-better off.
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