We are going through an extraordinary crisis, but we believe that taken -- if you take the steps that we've already taken with respect to housing, with respect to small businesses, if you look at what we're doing in terms of increasing liquidity in the financial system, that the steps that we're taking can actually stabilize the economy and get it moving again.
And so what we've done is we've been very specific in terms of how to stabilize the discretionary budget, how to make sure that we're not adding additional debt by 2015.