The news comes from the Employee Benefit Research Institute (EBRI), a private, non-partisan, nonprofit research institute based in Washington, D.
According to the latest Employee Benefit Research Institute survey, 7 in 10 workers (69%) said they will work for pay after they retire.
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Roughly 63% of all uninsured workers are either self-employed or work for firms with fewer than 100 employees, estimates the Employee Benefit Research Institute.
The percentage of workers who have saved for retirement plunged to 66% from 75% in 2009, according to the Employee Benefit Research Institute survey.
"Individuals underestimate how long they're going to live and overestimate how much they can spend, " says Dallas Salisbury, chief executive of the Employee Benefit Research Institute.
The Employee Benefit Research Institute says that the percentage of 401(k) assets held in employers' stock has been halved since 2000, but the numbers are still alarming.
In plans that allow borrowing, about 21% of participants had outstanding loans in 2011, up from 18% in 2008, according to a December report from the Employee Benefit Research Institute.
With 156 million Americans currently enrolled in employer-sponsored health insurance, according to the Employee Benefit Research Institute, a mass exodus from employer-coverage would represent a sea change in American health care.
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An increasing number of workers are seriously worried they will not have enough money to retire comfortably, according to the Employee Benefit Research Institute 2011 Retirement Confidence Survey that dropped today.
Women have a lot of catching up to do when it comes to saving through individual retirement accounts, according to a new IRA database released today by the Employee Benefit Research Institute.
In fact, the law's stiffer funding requirements for defined-benefit plans will likely push companies with underfunded plans to freeze them, says Jack VanDerhei, a Temple University professor and fellow at the Employee Benefit Research Institute.
And in a new study, the Employee Benefit Research Institute (EBRI) laid out just how unprepared many Americans are for even a healthy retirement, to say nothing of one tha includes significant acute medical problems and long-term care needs.
Compared to the expenditures of a household headed by a 65-year-old, spending falls off 19% by age 75, 34% by age 85, and 52% by age 98, finds Sudipto Banerjee, a research associate at the Employee Benefit Research Institute.
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Various types of high-deductible health plans have been around for about a decade, gradually working their way up to covering some 21 million people, or about 12 percent of the privately insured market, in 2011, according to the non-partisan Employee Benefit Research Institute (EBRI).
According to the Employee Benefit Research Institute, workers would pay almost a third more for health insurance as individuals than as part of a firm of 1, 000 workers or more, tempting some to drop coverage altogether and so swell the ranks of America's 46m uninsured.
America Saves Week (americasavesweek.org), is a campaign coordinated by America Saves (americasaves.org), a program of the Consumer Federation of America and the American Savings Educational Council (choosetosave.org) a program of the Employee Benefit Research Institute, two programs focused on promoting saving, debt reduction, and wealth building.
While the individual market has been relatively small (about 19 million people, according to the Employee Benefit Research Institute) compared to those with employer-based coverage (about 156 million), most honest analysts expect millions of employers to drop coverage and dump their employees into the individual market.
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